Term Loans

Extending beyond the bank

Term loans can be the cheapest form of capital to retire existing debt, fund operations and invest in growth.

When the bank says “no”, term loans behave like a normal bank loan, but typically with greater total amounts of capital available on both a secured and unsecured basis.

Summary:

  • Funding growth, both secured and unsecured, over lengths of time as long as 5 years, with no amortization.
  • Most companies underestimate what's possible with a term loan
  • New Frontier can quickly determine capital avialability a Company is eligible for

Summary financing terms.

$ 5 M
Maximum per Round
6 %
Minimum Interest Rate
5 yrs
Maximum Term Length
48 hrs
Time to Fund

When term loans make sense.

Investment in the organization as a whole, funding large initiatives, and improving the health of the balance sheet.

AR / AP

Managing cash flow during growth can be a challenge, a term loan or line of credit can help free up cash.

Acquisition Financing

A term loan for companies with good operating track records can be used for acquisitions priced appropriately. 

Facilities Expansion

As the business requires tangible and digital infrastructure ahead of cash flow, a term loan makes sense to fund.

Refinance Expensive Capital

Refinancing existing debt for a cheaper cost of capital and consolidating the balance sheet

Partner Buy-Out

To help smooth changes in ownership, and facilitate liquidity.

Reinvest

Reinvestment back into hiring, marketing, and soft costs.

Why companies choose New Frontier

The best capital for every situation, or not at all. We work to find, vet, and monitor the fragmented lender landscape and only connect capital sources that can a. close a transaction b. always be at their best pricing from the first offer, and c. be at or below market on pricing.

3

Faster time to actionable offer

20

Cheaper capital

Talk to an expert