$150k in 12 Days Without The Usual SBA Headaches

Bolt Loans Funded Last Year
0 +
Funded Capital
$ 0 M+
SBA Bank Partnerships
0 +
In cooperation with direct lending partners.

CEOs That Qualify

To Unlock the $150,000 Bolt Loan

  • 700+ Credit Score
  • 2+ Years in Business
  • Get Up to 30% of Trailing 12 Month Revenue (Min $50K, Max $150K)

Business owners use the SBA Bolt Loan to refinance high-cost loans. By lowering monthly payments, they free up cash flow to reinvest in their business. With a longer repayment term and lower rates, they can scale their business without financial stress.

 
 

Overpaying For Debt?

 

By measuring the cost of borrowing in APR, it is easier to see the true costs of debt options. 

Get an SBA Bolt Loan without the hassle.

No up-front cost or extra closing fees. Ever.

Start The 10 Min Pre-Qual App Now

Can We Help You Refi?

*Factor rates are examples and may vary based on business qualifications. APRs can be higher or lower depending on daily/weekly payment schedules.

Lender Loan Amount Advertised Rate (Factor/Flat Fee*) Estimated APR Term Monthly Payment Estimated Savings with SBA Bolt
OnDeck $150,000 1.35 Factor Rate* ~45-60% APR 12 Months $16,875 Save $14,701/mo
Shopify Capital $150,000 1.40 Factor Rate* ~60-80% APR 12 Months $17,500 Save $15,326/mo
PayPal Working Capital $150,000 Fixed 40% Fee* ~70-100%+ APR 12 Months $17,500 Save $15,326/mo
SBA Bolt Loan $150,000 Prime + 4.75% (12.25%) 12.25% APR 10 Years $2,174 —

Why It's Our Favorite Loan:

The BayFirst BOLT Loan is at the intersection of fast speed, great rate, and high certainty of funding if qualified to see the funds in your account within 12 days.

 

 

The SBA Bolt Loan by BayFirst

  • Fixed, low interest rate (Prime + 4.75% = 12.25%)
  • 10-year repayment term = lower monthly payments
  • No prepayment penalties = pay it off early anytime
  • Funding in as little as 12 days
  • No added broker or closing fees
  • Designed for working capital and refinancing
“New Frontier Funding has set a new standard for transparency and professionalism. Working with them has been seamless, and their commitment to fair lending was evident from day one.”​
Michael Yang
VP BayFirst

A fast, and time-efficent process with initial go / no-go in 48 hours

1. Complete Application (1 Day)

Submit a 10 minute pre-qualification application with supporting documentation. No hard credit pull.

2. Solidify Offer (2 days)

We work closely with the BayFirst Bank team to get approvals or denials within 48 hours. Will verify you either way via email. 

3. Fund (12 days)

After approval, we’ll send a commitment letter, submit any outstanding information for underwriting, provide transfer instructions, and confirm funds.

No Extra Fees, Just Faster Funding

No Extra Fees, Just Faster Funding

No extra broker or closing fees—just priority processing to get your loan approved faster. The bank pays us, so you get the same great terms with quicker results.

Start The 10 Min Pre-Qual App Now

Helpful Articles to Refinance Expensive Debt

Insights

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Talk to one of our principals to find the best very best funding option for your practice or group.

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