Capital for Gyms & Fitness Studios
Fuel equipment upgrades, member-experience improvements, and multi-location expansion with financing built for gym owners.
In cooperation with direct lending partners.
CURRENTLY RECOMMENDING
SBA Bolt $150k Loan
The BayFirst BOLT Loan is well suited for gyms, athletic facilities and boutiques offering fast speed, low rate, and accelerated closing if qualified to see the funds in your account within 14 days.
The SBA Bolt Loan by BayFirst
- Fixed, low interest rate (Prime + 4.75% = 12.25%)
- 10-year repayment term = lower monthly payments
- No prepayment penalties = pay it off early anytime
- Funding in as little as 12 days
- No added broker or closing fees
- Designed for working capital and refinancing
Funding gym-specific objectives
Running a gym means juggling member experience, equipment maintenance, seasonal cash-flow swings, and growth ambitions—all while keeping the doors open at 5 a.m. every day.
Our financing programs smooth out the cash crunches and free you to invest in what matters: stronger retention, new revenue streams, and a brand your members rave about.
01
Equipment Upgrades & Maintenance
Keep cardio lines, strength racks, and recovery gear on a fresh cycle—without draining cash reserves.
02
Cash-Flow Smoothing
Cover payroll, utilities, and surprise repairs with revolving credit that flexes to your busy and slow seasons.
03
Expansion & Amenities
Launch a recovery lounge, add turf and functional zones, or open a second location—using long-term, low-cost capital.
A fast, and time-efficent process with initial go / no-go in 24 - 48 hours
We work quickly to determine needs and required documentation. We come back with prompt communication about pricing and necessary outstanding items to close.
Shoot us an email to get started
Find better funding after a 10 minute call.
Talk to one of our principals to find the best very best funding option for your practice or group.